Always check that the website name on the browser location bar begins with https://paysafemoney.com/ (we use only paysafemoney.com subdomain names).
No, you should create additional wallets rather than open a new account. This will have the same effect in terms of new possibilities, for example, to separate two independent businesses.
Unfortunately, the user can not change the account ownership type from Corporate to Personal or vise versa. However, please feel free to contact our Support Service for further assistance.
If You have a complaint to make about PSM, You may choose to escalate it by reviewing our Complaints Policy.
You shall be entitled to a refund of the full amount of any payment transaction authorized by You and initiated by or through a merchant or other third party, provided the conditions applicable to a refund according to the accepted Terms of Service have been met.
Contact PSM First. If a dispute arises between us, our goal is to learn about and address Your concerns and, if we are unable to do so to Your satisfaction, to provide You with a neutral and cost effective means of resolving the dispute quickly. Disputes between us regarding our Services may be reported to Support Service online via the Contact Us page at any time and by logging into the Secure Area of your Account.
It is very important that You immediately notify us if You have reason to believe any of the following activities have occurred:
We will advise You of the results of our investigation within twenty (20) Business Days after we receive a notice from You. If we has made an error, we will correct it promptly. If we need more time, however, we may take up to sixty (60) Days to investigate Your complaint or question. If we decides that it needs more time, it will provisionally re-credit the Your Account for the amount we think is in error within ten (10) Business Days after we receive a notice from You; so that You will have use of the E-money during the time it takes us to complete its investigation. At the end of investigation, we will advise You of the results within three (3) Business Days. If we determine that there was no error, we will send You a written explanation and it may debit any provisional credit that it previously credited to You in relation to the alleged error. You may ask for copies of the documents that we used in our investigation. Where we believe in our reasonable opinion that further investigation is required to ascertain more clearly the circumstances surrounding the reported Improper Account Access, we will follow the same process as set out above for such investigation.
If we discover a processing error, we will rectify the error. If the error resulted in Your receiving less money than You were entitled to, PSM will credit Your Account for the difference. If the error results in Your receiving more money than You were entitled to, PSM may debit the extra funds from Your Account. If a payment was made to Your Funding Source by way of mistake, PSM may correct the mistake by debiting or crediting (as the case may be) Your appropriate Funding Source(s). If the error resulted in our not completing a transaction on time or in the correct amount, we will be liable to refund any amount as a result of carrying out a defective or non-executed payment transaction and for Your losses or damages directly and reasonably foreseeably caused by this failure, unless:
We will not seek to hold You liable for any unauthorized use of Your Accounts by any person provided that we are satisfied that You have not acted deliberately so as to enable any third person to gain access to Your PSM USERNAME and/or password/PIN or to Your device while You are logged into the Services. We will hold You liable for unauthorized use of Your Account if we have evidence that suggests: You acted deliberately so as to enable any third person to gain access to Your PSM USERNAME and/or password/PIN; You acted fraudulently; or You have with intent or gross negligence failed to comply with Your obligations to use Your Payment Instrument in the manner set out in the accepted Terms of Service.
We will not be held liable for the non-execution or defective execution of a payment transaction if You have failed to notify us of such an incorrectly executed payment transaction without undue delay, or in any event no later than within 13 months after the debit date, on becoming aware of such incorrectly executed payment transaction.
If You report that there has been an Improper Account Access related to Your Account, and there is no evidence to suggest fraud or deliberate or grossly negligent behavior by You, we will reimburse You in full for all unauthorized transactions sent from Your Account provided that You have informed us of the Improper Account Access without undue delay and in any event, no later than 13 months after the first Improper Account Access transaction was executed.
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