What is Pay Safe Money

Pay Safe Guard Features

  • Notifies you with a blinking "You're on example.me" icon on the bottom right corner of Firefox when you visit the real Pay Safe Money web site. If the icon is not blinking then you are on a fake web site.
  • Blocks fake (phishing) web sites that were reported to us by users like you.
  • Updated every hour for increased security and every time you start firefox.
  • Allows you to add four more web sites to the list of good web sites.
  • Open source - you can view the source code of the plugin to verify that it is safe for use.
  • Let us know if you want more features added to PaySafeGuard.

Pay Safe Guard Requirements

Pay Safe Guard is a plugin for a Firefox browser and requires Firefox browser to operate.

What is Pay Safe Guard?

Pay Safe Guard is a Firefox plugin that blocks fake/phishing web sites that will try to steal your example password. It will also notify you when you visit the real example web site.

How can fake web sites steal my password?

These web sites are called phishing web sites. These web sites were made by hackers to look as real as possible to Pay Safe Money web site. These web sites will try to scare you that your PSM account might get closed if you do not provide your Pay Safe Money password. Some people might fall for this trick and will provide the hackers their login info to their PSM account.

Why should I use Pay Safe Guard?

For the same reason why people put car alarm on their cars - extra protection against thieves. We recommend using this plugin even if you can distinguish the real PSM web site from a fake one because some fake web sites will also try to infect your computer with viruses. PaySafeGuard will block the fake web site and its viruses from getting to your computer.

What else can I do to protect myself from the bad guys?

  • Use firefox browser with Pay Safe Guard and Google toolbar. Firefox is several times more secure than Microsoft Internet Explorer. Google toolbar also protects you from malicious web sites but it is not as fast as PaySafeGuard in identifying new threats.
  • Use a separate email account for Pay Safe Money. Don't tell anyone about it. If hackers don't know it, then they cannot send fake emails to it.
  • Use firewall and antivirus. Firewall will block hackers from accessing your computer and will block already installed viruses from sending your passwords to the hackers. Antivirus will find and delete any known viruses and malicious software.
  • Do not click on any links you receive by email. Any email can be easily forged.
  • Always take your time to verify that you are on a real Pay Safe Guard web site by checking the address bar in your browser.

Can Pay Safe Guard protect my computer against viruses?

No. Pay Safe Guard helps you identify the real example web site and blocks phishing web sites that try to steal your password. Only antivirus and firewall can protect you from from known viruses.

What should I do if my computer is already infected with a virus?

  • Do not access any web site that requires you to login (e-mail, Pay Safe Money, bank account, ...)
  • Use a few online virus scanners to clean your system.
  • Then download and install an antivirus. Run it in a Windows safe mode to clean your computer effectively.
  • You can download an additional antivirus to check if the first antivirus missed anything.
  • Install firewall that will block all incoming and outgoing data (your passwords) sent by viruses.
  • If you are still unsure if your system is safe, download ubuntu live disk. You will boot into Ubuntu (linux operating system that is very easy to use for the Windows users) and be able to go online from it. Because it stored on a disk, no virus can get to it and modify it.
  • Change your e-mail and example passwords once your computer is clean of from another clean computer (or from Ubuntu). Make sure that there are no forwarders set in your email account that might forward your e-mails to the hackers.

How can I know that Pay Safe Guard is not a virus?

Pay Safe Guard is an open source program, which means that everyone can view the source code and verify that it doesn't do anything else except protect you from the bad guys. PaySafeGuard was also verified by Mozilla team before they allowed us to publish it on their web site.

Does Pay Safe Guard sends any information back to Pay Safe Money?

No. That would violate your privacy and the purpose of PaySafeGuard. Pay Safe Guard only downloads the list of bad web sites to your computer and protects you from them.

What is a fraudulent email?

A fraudulent (spoof) email pretends to be from a well-known company in an attempt to get personal information from you. People who send spoof emails hope to use your information — such as credit and debit card numbers or account passwords — to commit identity theft.

You can prevent spoof from affecting you

Spoof or phishing emails and the spoof websites often associated with them are deceptive in appearance. However, they contain content that reveals that they are fake. The most important thing to do to protect yourself is to be able to spot this misleading content:

What to watch out for

  1. Generic greetings. Many spoof emails begin with a general greeting, such as: "Dear Pay Safe Money member."
  2. A false sense of urgency. Most spoof emails try to deceive you with the threat that your account is in jeopardy if you don’t update it ASAP.
  3. Fake links. The text in a link looks valid, but then sends you to a spoof address. Always check where a link is going before you click. Move your mouse over it and look at the URL in your browser or email status bar. If the link looks suspicious, do not click on it, and be aware that a fake link may even have the text "example" in it. If you are not sure about an email, forward the suspicious email to example support for analysis.

Questions Pay Safe Money will never ask you in an email

To help you better identify fake emails, we follow strict rules. We will never ask for the following personal information in emails:

  • Credit and debit card numbers;
  • Bank account numbers;
  • Driver’s License numbers;
  • Email addresses;
  • Passwords;
  • Your full name.